Michigan Auto Insurance
Requirements, Rates & Top Companies
Complete Michigan auto insurance guide. Average cost: $2,691/year. Compare quotes, coverage requirements, and save up to 40% on MI car insurance.
$2,691
Avg. Annual Premium
#2
Cost Rank (50 States)
Yes
No-Fault State
25.50%
Uninsured Drivers
Michigan Minimum Insurance Requirements
Bodily Injury Liability
Covers injuries you cause to others
$50,000/$100,000
Property Damage Liability
Covers damage you cause to property
$10,000
Personal Injury Protection (PIP)
Covers your medical expenses regardless of fault
Unlimited (with opt-out options)