Privacy Policy | HeySavings

# Privacy Policy

*Last updated: January 24, 2024*

## Introduction

HeySavings ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website heysavings.com (the "Site"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site.

## Information We Collect

### Information You Provide to Us

We may collect information you provide directly to us, such as when you:
- Use our calculators or tools
- Subscribe to our newsletter
- Contact us with questions or comments
- Participate in surveys or promotions

This information may include:
- Name
- Email address
- Phone number
- Mailing address
- Any other information you choose to provide

### Information Collected Automatically

When you visit our Site, we automatically collect certain information about your device, including:
- IP address
- Browser type and version
- Operating system
- Referring website
- Pages visited
- Time and date of visit
- Time spent on pages
- Other diagnostic data

### Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Types of cookies we use:
- **Necessary Cookies**: Essential for website functionality
- **Analytics Cookies**: Help us understand how visitors use our Site
- **Marketing Cookies**: Used to deliver relevant advertisements

## How We Use Your Information

We use the information we collect to:
- Provide, operate, and maintain our website
- Improve, personalize, and expand our website
- Understand and analyze how you use our website
- Develop new products, services, features, and functionality
- Communicate with you, including for customer service and marketing
- Send you emails
- Find and prevent fraud

## Information Sharing and Disclosure

We may share your information in the following situations:

### Service Providers
We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf.

### Partner Network
When you request quotes or information about financial products, we may share your information with our network of partners, including insurance companies, financial service providers, and lead aggregators who can provide you with the products and services you're seeking. These partners may contact you directly with quotes and offers.

### Business Transfers
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

### Legal Obligations
We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.

### Vital Interests and Legal Rights
We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation in which we are involved.

## Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.

## Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

### Access and Portability
You can request a copy of the personal information we hold about you.

### Correction
You can request that we correct any inaccurate or incomplete personal information.

### Deletion
You can request that we delete your personal information, subject to certain exceptions.

### Opt-Out
You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in those communications or by contacting us.

### Do Not Track
Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.

## California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information:
- Right to know what personal information is collected
- Right to know whether personal information is sold or disclosed
- Right to say no to the sale of personal information
- Right to access personal information
- Right to equal service and price

## European Privacy Rights (GDPR)

If you are a European resident, you have the following data protection rights:
- Right to access
- Right to rectification
- Right to erasure
- Right to restrict processing
- Right to data portability
- Right to object
- Rights related to automated decision-making and profiling

## Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Site.

## Third-Party Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to read the privacy policies of any third-party sites you visit.

## Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

## Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

**HeySavings**
Email: privacy@heysavings.com
Address: United States

## Additional Disclosures

### Analytics
We use Google Analytics to help us understand how our Site is used. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they used prior to coming to our Site. We use the information from Google Analytics only to improve our Site. Google Analytics collects only the IP address assigned to you on the date you visit our Site, rather than your name or other identifying information.

### Advertising
We may use third-party advertising companies to serve ads when you visit our Site. These companies may use information about your visits to our Site and other websites to provide relevant advertisements about goods and services that may interest you.

### Affiliate Disclosure
We participate in affiliate advertising programs designed to provide a means for us to earn fees by linking to affiliated sites. When you click on certain links on our Site, we may receive a commission at no additional cost to you.

### Your Consent
By using our Site, you consent to our Privacy Policy.

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*This privacy policy is provided for informational purposes and constitutes the entire agreement between you and HeySavings regarding privacy.*