Allstate
Auto Insurance Company Review
Quick Facts
Financial Strength
A+
Website
www.allstate.com
Pros
- Accident forgiveness
- Drivewise program
- Local agents
- Claim satisfaction
## Allstate Auto Insurance Overview
- **Average Annual Rate**: $2168 ($180/month)
- **Customer Rating**: 4.1/5 stars
- **Financial Strength**: A+ (AM Best)
- **Market Share**: 10.4%
- **States Available**: 50
## Allstate Key Features
### Drivewise program
Allstate offers drivewise program to help customers save money and manage their policies effectively.
### Safe driving bonus
Allstate offers safe driving bonus to help customers save money and manage their policies effectively.
### New car replacement
Allstate offers new car replacement to help customers save money and manage their policies effectively.
### Accident forgiveness
Allstate offers accident forgiveness to help customers save money and manage their policies effectively.
## Allstate Discounts & Savings
### Drivewise
**Savings**: Up to 40%
Safe driving monitoring app
### Multi-policy
**Savings**: Up to 25%
Bundle auto and home
### Safe driver
**Savings**: Up to 23%
Accident-free discount
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## Allstate Pros and Cons
### Pros ✅
- 4.1/5 customer satisfaction rating
- A+ financial strength rating
- Available in all 50 states- Drivewise program
- Safe driving bonus
### Cons ❌
- Average rates ($2168/year) higher than national average- Limited to 3 insurance types
- May not offer all coverage options in every state
## How Allstate Compares
| Factor | Allstate | Industry Average |
|--------|---------|------------------|
| Annual Premium | $2168 | $1,640 |
| Customer Rating | 4.1/5 | 4.1/5 |
| Financial Rating | A+ | A+ |
| States Available | 50 | 50 |
## Allstate Customer Experience
Allstate maintains a 4.1/5 customer satisfaction rating based on factors including:
- Claims handling process
- Customer service responsiveness
- Digital tools and mobile app
- Policy management features
- Billing and payment options
## Is Allstate Right for You?
Allstate may be a good choice if you:
- Value drivewise program
- Value safe driving bonus
- Value new car replacement
- Live in one of the 50 states where they operate
- Qualify for their top discounts
Consider other options if:
- You need the absolute lowest rates
- You require specialized coverage not offered
- You prefer local agents over digital service
## Getting a Allstate Quote
To get the best Allstate rate:
1. **Gather your information**: Driver's license, vehicle details, current policy
2. **Compare multiple quotes**: Allstate vs. competitors
3. **Ask about all discounts**: Maximize your savings potential
4. **Review coverage options**: Ensure adequate protection
## Frequently Asked Questions
### How much does Allstate auto insurance cost?
Allstate auto insurance costs an average of $2168 per year, or about $180 per month.
### Is Allstate a good insurance company?
Allstate has a 4.1/5 customer rating and A+ financial strength rating, indicating above-average customer satisfaction and strong financial stability.
### What discounts does Allstate offer?
Allstate offers 3 main discounts, with potential savings up to Up to 40%.
### Does Allstate offer auto insurance in my state?
Allstate operates in 50 states. Contact them directly to confirm availability in your area.
## Get Your Allstate Quote
Ready to see if Allstate offers the best rates for your situation? Compare quotes now.
> **Tip:** Compare Allstate rates with other top insurers to ensure you're getting the best deal.
>
> **[Get Free Quote →](/auto/quotes/)**
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*Last updated: 2025-05-25. Rates and features subject to change. Allstate policies have terms and conditions that may affect coverage.*