Progressive
Auto Insurance Company Review
Quick Facts
Financial Strength
A+
Website
www.progressive.com
Pros
- Name Your Price tool
- Snapshot program
- Bundle discounts
- High-risk drivers
## Progressive Auto Insurance Overview
- **Average Annual Rate**: $1789 ($149/month)
- **Customer Rating**: 4.2/5 stars
- **Financial Strength**: A+ (AM Best)
- **Market Share**: 12.6%
- **States Available**: 50
## Progressive Key Features
### Name Your Price Tool
Progressive offers name your price tool to help customers save money and manage their policies effectively.
### Snapshot usage-based discount
Progressive offers snapshot usage-based discount to help customers save money and manage their policies effectively.
### Bundling discounts
Progressive offers bundling discounts to help customers save money and manage their policies effectively.
### Compare rates tool
Progressive offers compare rates tool to help customers save money and manage their policies effectively.
## Progressive Discounts & Savings
### Snapshot
**Savings**: Up to 30%
Safe driving monitoring
### Multi-policy
**Savings**: Up to 12%
Bundle with home insurance
### Pay in full
**Savings**: Up to $100
Annual payment discount
[Compare Insurance Quotes →](/auto/quotes/)
## Progressive Pros and Cons
### Pros ✅
- 4.2/5 customer satisfaction rating
- A+ financial strength rating
- Available in all 50 states- Name Your Price Tool
- Snapshot usage-based discount
### Cons ❌
- Average rates ($1789/year) higher than national average- Limited to 3 insurance types
- May not offer all coverage options in every state
## How Progressive Compares
| Factor | Progressive | Industry Average |
|--------|---------|------------------|
| Annual Premium | $1789 | $1,640 |
| Customer Rating | 4.2/5 | 4.1/5 |
| Financial Rating | A+ | A+ |
| States Available | 50 | 50 |
## Progressive Customer Experience
Progressive maintains a 4.2/5 customer satisfaction rating based on factors including:
- Claims handling process
- Customer service responsiveness
- Digital tools and mobile app
- Policy management features
- Billing and payment options
## Is Progressive Right for You?
Progressive may be a good choice if you:
- Value name your price tool
- Value snapshot usage-based discount
- Value bundling discounts
- Live in one of the 50 states where they operate
- Qualify for their top discounts
Consider other options if:
- You need the absolute lowest rates
- You require specialized coverage not offered
- You prefer local agents over digital service
## Getting a Progressive Quote
To get the best Progressive rate:
1. **Gather your information**: Driver's license, vehicle details, current policy
2. **Compare multiple quotes**: Progressive vs. competitors
3. **Ask about all discounts**: Maximize your savings potential
4. **Review coverage options**: Ensure adequate protection
## Frequently Asked Questions
### How much does Progressive auto insurance cost?
Progressive auto insurance costs an average of $1789 per year, or about $149 per month.
### Is Progressive a good insurance company?
Progressive has a 4.2/5 customer rating and A+ financial strength rating, indicating above-average customer satisfaction and strong financial stability.
### What discounts does Progressive offer?
Progressive offers 3 main discounts, with potential savings up to Up to 30%.
### Does Progressive offer auto insurance in my state?
Progressive operates in 50 states. Contact them directly to confirm availability in your area.
## Get Your Progressive Quote
Ready to see if Progressive offers the best rates for your situation? Compare quotes now.
[Get Your Free Progressive Quote →](/auto/quotes/)
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*Last updated: 2025-05-25. Rates and features subject to change. Progressive policies have terms and conditions that may affect coverage.*