New Jersey Auto Insurance
Requirements, Rates & Top Companies
Complete New Jersey auto insurance guide. Average cost: $1,754/year. Compare quotes, coverage requirements, and save up to 40% on NJ car insurance.
$1,754
Avg. Annual Premium
#16
Cost Rank (50 States)
Yes
No-Fault State
14.90%
Uninsured Drivers
New Jersey Minimum Insurance Requirements
Bodily Injury Liability
Covers injuries you cause to others
$25,000/$50,000
Property Damage Liability
Covers damage you cause to property
$25,000
Personal Injury Protection (PIP)
Covers your medical expenses regardless of fault
$15,000