Texas Auto Insurance

Requirements, Rates & Top Companies

Complete Texas auto insurance guide. Average cost: $1,823/year. Compare quotes, coverage requirements, and save up to 40% on TX car insurance.

$1,823
Avg. Annual Premium
#13
Cost Rank (50 States)
No
No-Fault State
14.50%
Uninsured Drivers

Texas Minimum Insurance Requirements

Bodily Injury Liability

Covers injuries you cause to others

$30,000/$60,000

Property Damage Liability

Covers damage you cause to property

$25,000

Personal Injury Protection (PIP)

Covers your medical expenses regardless of fault

Not required
{{/* This page pulls all content from data/states.yaml */}}