Kentucky Auto Insurance
Requirements, Rates & Top Companies
Complete Kentucky auto insurance guide. Average cost: $2,228/year. Compare quotes, coverage requirements, and save up to 40% on KY car insurance.
$2,228
Avg. Annual Premium
#4
Cost Rank (50 States)
Yes
No-Fault State
11.50%
Uninsured Drivers
Kentucky Minimum Insurance Requirements
Bodily Injury Liability
Covers injuries you cause to others
$25,000/$50,000
Property Damage Liability
Covers damage you cause to property
$25,000
Personal Injury Protection (PIP)
Covers your medical expenses regardless of fault
$10,000