North Carolina Auto Insurance
Requirements, Rates & Top Companies
Complete North Carolina auto insurance guide. Average cost: $1,170/year. Compare quotes, coverage requirements, and save up to 40% on NC car insurance.
$1,170
Avg. Annual Premium
#48
Cost Rank (50 States)
No
No-Fault State
13.30%
Uninsured Drivers
North Carolina Minimum Insurance Requirements
Bodily Injury Liability
Covers injuries you cause to others
$30,000/$60,000
Property Damage Liability
Covers damage you cause to property
$25,000
Personal Injury Protection (PIP)
Covers your medical expenses regardless of fault
Not required